Car Insurance Quote?

A Bradford MP has called for a summit on the spiralling costs of car insurance in the city following a quote for one of its constituents for £26,000 to cover his son's car - and only for third party, fire and theft.

Jamie Dunn's 17th birthday present was a 1.1 litre Citroen Saxo, which cost his Dad only £700. After trawling several price comparison sites, Dennis Dunn found the cheapest quote at £9,000 - with the most expensive coming in at a whopping £26,000.

David Ward, Liberal Democrat MP for Bradford East has said that the situation for some areas of Bradford is now 'fast becoming ridiculous.' The Nunn family have now been forced to sell the car, simply as the insurance costs were unaffordable. My Nunn has commented: 'My son is car mad like me, but now his aspirations of running his first car at 17 have been blown right out of the water because companies are charging extortionate prices because they want to get their losses back."

It appears that the main problematic factor is that the family lives in a BD2 postcode area - which includes Eccleshill, Undercliffe, Fagley and Bolton. This area has almost double the amount of uninsured drivers compared to the rest of the country.

Mr. Ward has also gone on to highlight that not only are young drivers facing quotes of more than £20,000 for their first policies, but people who have never claimed are also being refused insurance full stop. Many other responsible drivers are facing ridiculous increases - just because of their postcode.

In response, the Association of British Insurers has said it welcomes the chance to discuss what needs to be done to ensure people in Bradford get the very best possible motor insurance deal. Unfortunately, it appears that most feel that the reason there are so many uninsured drivers in the area is of course due to the obscene quotes .

Hopefully, action will be taken quickly to prevent these ridiculous premiums, in the mean time it is recommended that young drivers look into taking the Pass Plus course which can reduce premiums. It is also advisable to start with a car with a small engine which should ensure the car fits into a lower insurance bracket from day one. Other tips to reduce car insurance costs include increasing the excess, restricting the mileage, parking off-street and installing extra vehicle security.